Self-managed superannuation fund (SMSF)
Property investing through your self-managed superannuation fund (SMSF) can be a great way to create wealth for your retirement. However, SMSF loan is highly regulated and there is a number of requirements that the Fund needs to comply with.
SMSFs can acquire funding to purchase residential or commercial property for investment purposes within the superannuation fund. The property held in trust for the SMSF until the loan has been repaid.
Serviceability can be demonstrated through rental income from the investment property as well as superannuation contributions.
These loans are supported by personal guarantees from the members of the SMSF.
It is important to seek independent financial and legal advice prior to applying for SMSF loan to ensure this investment strategy is right for you.
Whether it just a general question around lending to SMSF or specific questions around loan structuring and lending criteria, our finance experts are more than happy to discuss and talk you through the process.
